# Monato Portal

The Monato Portal is the web interface for managing your direct debit operations. It is available to all merchants and requires no additional setup beyond your Monato account.

## What You Can Do in the Portal

| Section | Capabilities |
|  --- | --- |
| Charges | List, search, and view charge details |
| Instruments | List, search, and view instruments details |
| [Batch Upload](/products/directdebit/content/guides/portal/batch-upload) | Upload CSV files to submit charges in bulk |
| [Reports](/products/directdebit/content/guides/portal/reports) | Generate and download charge status and reconciliation reports |
| [Settings](/products/directdebit/content/guides/portal/settings) | Configure webhook endpoints and manage API keys |


## Accessing the Portal

The Portal is available at [https://directdebit.monato.com](https://directdebit.monato.com). Log in with your Monato account credentials.

## Portal vs API

Most operations available in the Portal are also available via the API. Use the Portal for manual workflows, ad-hoc operations, and configuration. Use the API for automated, programmatic integrations.

The Portal is also the only place where you can generate API keys and configure webhook endpoints.